At Clear Title and Escrow, our mission is to facilitate closings from start to finish with clear communication, clear results, and clear title.

Serving Panama City, 30A, & Beyond


Our Team

With decades of experience, we are dedicated to helping you along every step of the way.

Keith Carroll

Founder & Closing Attorney

Panama City Office

Founder and Closing Attorney Keith Carroll has been in the title business since 2013, providing our community dedicated service and experienced practices. A Bay County local, Father, & Husband, Keith understands the value of creating lasting relationships and working with someone you can trust to protect your largest financial investments.

Bridgett Hall-Cotton

Partner

30A Office

Growing up in a Real Estate home, Bridgett knows what it takes to provide the best service possible to buyers and sellers. Having also worked in the medical field assisting physicians and nurses for years, Bridgett brings a tremendous work ethic, a detailed eye to the Real Estate field, and a heart for the wellbeing of others. She has a special love for the arts, gardening, and outdoor activities that abound on Florida's Gulf Coast.

Taylor Miller

Closing Processor

Panama City Office

One of our remote-working Title Processors, Taylor enjoys going to the gym with her husband, game nights with family, and reading all the way from Texas! Her favorite part of working at Clear Title & Escrow is knowing that she is helping people find their forever homes and/or move on to bigger and better things. As a newlywed, she daydreams often about building her own family and legacy on a large piece of land. Someday she and her family will end up on the farm raising their kids and enjoying a joyful life outdoors.

Brooke Barclay

Escrow officer

30A Office

Born and raised in the beautiful Florida Panhandle, I’m a dedicated Title Processor and Closer with a passion for helping clients navigate smooth, stress-free real estate transactions. With a sharp attention to detail and a love for what I do, I bring positive energy and enthusiasm to every closing, creating an upbeat and welcoming environment for all parties involved.

When I’m not finalizing deals, I’m enjoying this blessed life with my husband, our adventurous 4-year-old, and our two loving dogs. We love spending our free time on the water—boating, paddleboarding, or just soaking up the sunshine—making the most of the coastal lifestyle we call home.

Paco Schulz

Escrow Officer

Panama City Office

Paco has been an Escrow Officer for over ten years in the Panama City area. A Wisconsin native and Florida transplant, Paco is a graduate of the University of Wisconsin – La Crosse with a Bachelor of Science degree in Communication Studies. He began his professional career in mortgage lending and transitioned into the real estate title insurance field in 2011. Paco has built strong relationships with people in the community and is a great asset to our growing team. Paco strives to bring his knowledge and communication skills to every customer, making the closing process as easy and seamless as possible.

Jodi Kinard McKelvin

Post-Closer

Panama City Office


Jodi Kinard McKelvin is a Panama City native who returned home after a long legal career in Birmingham, AL. After attending law school at Cumberland School of Law at Samford University where she was an Associate Editor of the Cumberland Law Review and a Cordell Hull Teaching Fellow, she practiced for over 20 years working on a variety of complex litigation involving pharmaceuticals, dietary supplements, environmental damage, and antitrust violations. Jodi lives in Lynn Haven with her husband and has two children who work and attend college in Birmingham. They are happy to be back near family, friends, and the beach, and we are excited to have Jodi on our team.

Kristi Matthews

Office Manager/Closer

30A Office

Kristi is a former Texan, born in Dallas, Texas, where her title career began in 2003. As a child, she went on family beach vacations and always said she’d live at the beach one day. In 2016, she decided to move to the Florida Panhandle with her son and daughter. A few years later, she got engaged and extended her family of 3 to a family of 8! In her spare time, she enjoys the gym, sunsets, family beach days, hunting with her dad, and traveling.

Learn more about our services

  • Comprehensive title search services to ensure that the property you're interested in is free from any liens, encumbrances, or legal issues.

  • Protection for your investment against unforeseen defects in title, providing peace of mind throughout the transaction process.

  • Facilitating smooth and secure closing processes by acting as a neutral third party to hold funds and documents until all conditions are met.

  • Overseeing the closing process to ensure all necessary documents are properly executed and recorded, making the experience as seamless as possible.